Day 1 Certainty™

  • “I can't tell you how much we've appreciated working with Partners and especially our Account Representative. Your team has made the idea of home ownership accessible to many of our clients with the extra services your company provides.”
    — J. Mottashed, Alpine Mortgage Planning
  • “Partners provides great service and our sales representative is very hands on.”
    — R. Ward, Pinnacle Capital Mortgage
  • “Our company loves using Partners Credit. The reports are easy to read and our requests are handled quickly and professionally.”
    — VP Consumer Direct Lending, Phoenix, AZ
  • “The customer service is always above and beyond our expectations! Thanks for all that you do!”
    — J. Mottashed, Alpine Mortgage Planning
  • “I appreciate how simple the invoices are and the fact that they have been customized with the detail I need.”
    — R. Ward, Pinnacle Capital Mortgage
  • “We switched to another credit company and we literally had people threaten to quit and we switched back within 30 days.”
    — VP Consumer Direct Lending, Phoenix, AZ

Providing lenders freedom from reps & warrants plus greater speed and simplicity!

Digitizing the mortgage origination process is paramount to saving time and money while reducing costly errors. Our dedication to developing and partnering with the best digital solutions puts us at the top in the mortgage industry. Among our many digital offerings, Partners credit is proud to provide a full suite of solutions approved for Fannie Mae's Desktop Underwriter ® (DU ®)validation service for Day 1 Certainty™.

  • IncomeVerify - 4506C IRS Tax Verification
  • Verification of Assets and Deposits
  • Verification of Employment and Income

Highlights of Day 1 Certainty™ include:

  • Validation of the loan application data up-front and giving lenders faster and easier verification of key loan data components.
  • Giving lenders the ability to offer their borrowers a dramatically better mortgage experience. Borrowers will be able to save time by using electronic data versus collecting document such as paystubs, bank statements, and investment account statements.
  • Direct from the source data collection, rather then borrower acquired documentation, reducing the risk for fraud.

Improve your overall loan quality with Partners top-tier digital mortgage solutions, and participating in Day 1 Certainty, giving lenders freedom from representations and warranties.

Fannie Mae is the provider of Day 1 Certainty™