AVMs can be used for:
Origination and underwriting for home equity and first mortgages
Replacement of “comp checks” now restricted by the HVCC
Confirm physical appraisals
Loss Mitigation
Portfolio Review
Quality Control

Access to Industry Leading AVMs
HVE®: Home Value Explorer
Home Price Analyzer (HPA)
CASA
PASS®
SiteX™
VP4- ValuePoint®
i-Val™
VeroVALUE
ValueSure™
AVM Cascade - Utilizing analytics, each cascade contains three AVMs. A value is delivered from the first AVM that returns a result.

Why Should You Execute Form 4506-C?
Prevent Mortgage Fraud
Help Borrowers Obtain Lost Income Docs
Find Discrepancies in Income Before Funding
Comply with new Lender guidelines

Features
Fast, easy and reliable—let us do the work for you!
Transcripts Delivered Electronically
Archived for 6 months
1-2 Business Day Turnaround / Track progress online
Up to 4 Years of 1040s and W-2’s available

Why Use SSN Verify?
Direct search to the SS Administration
Verify your Borrowers SSN up front!
Eliminate Identity Fraud

Features
Fast, easy and reliable—let us do the work for you!
Results Delivered Electronically

Features
Three bureau merged credit report, updated within the last 90 days of reported date with current information including employment, resident/landlord info.

Real time web based credit reports
Easy setup, no software to download or version to upgrade
Detailed report with sorting options
Easy to read credit report format with flexible sorting options
Integrates and populates into liability page of most LOS’s
On-line customer service request & delivery

Also known as: RMCR

Features
Three bureau merged credit report with non traditional tradelines added i.e. Utilities, Personal Notes & credit references. Information updated with current information

Real time web based credit reports
Easy setup, no software to download or versions to upgrade
Detailed report with sorting options
Integrates and populates into liability page of most LOS’s
On-line customer service request and delivery

Features
Online request and delivery of verifications and tradeline updates with same day turn around

Updates & Verifications within 24 hours
On-line request and delivery
Integrates and populates into liability page of most LOS’s
Customer notification on-line
Cost-savings
Time-savings

Also known as: Supplements

Features
Tradeline verifications and “FICO” update service. Erroneous tradeline information is manually updated at the repository level; Experian, Trans Union or Equifax and a new credit report is accessed with new FICO score.

Available on all Partners Credit & Verification Solutions products
Corrects erroneous reporting, such as mixed files
Meets Fannie Mae and Freddie Mac guidelines
May or may not result in an increase to borrowers FICO score

Also known as: Quick Score, Bureau re-scoring

Features
A web-based interface to all major loan origination systems

Calyx Software
LoanSoft
Delphi
Alltel
MortgageFlex
Genesis, Contour and E-Pass
Pipeline
Byte
Dyantek Morvision

CreditXpert
Take the CreditXpert demo here!

Features
Seamless integration with the following Automated Underwriting Systems:

Accredited Home Lenders
Ameritrust
Assetwise
Bank of America
Chase – Zippy
Concorde Acceptance Wholesale - Loan Vine
Credit Suisse
Direct Mortgage Funding - Direct Express
Equity
Fannie Mae – DU and DO
First Greensboro Home - E-valuator
First National Bank of Arizona - Avenue
Flagstar
Franklin Financial - Franklin Direct
Freddie Mac – Loan Prospector
GMAC Residential Funding - Assetwise Direct
GN Mortgage - GN Select
Greenpoint
Home Quest Capital - Approved Point
Homecoming Financial - Assetwise
Homeland Mortgage - HomeExpress
Impac
Indy Mac - eMits
Kellner Mortgage - Kloser
Mercantile Mortgage - Mercantile Direct
Mortgage Warehouse - TMW Direct
Ohio Savings – Gemstone
Option One Mortgage
Paragon Home Lending - Paragon Express
Pinnacle Direct Funding - Flex Express
RFC Assetwise Direct - RFC Assetwise
Sebring Capital - Freedom
Sierra Pacific
Soluna First - Eclipse
Southstar – Starqual
Spectrum Funding Corp. - Spectrum Advantage
Stone Creek Financial
TMW Direct - TMW
Trust One Direct - Trust One Direct
United Capital Mortgage Corp - UCMC Options
Washington Mutual
Wells Fargo