IncomeVerify (4506-T Processing)

  • “I can't tell you how much we've appreciated working with Partners and especially our Account Representative. Your team has made the idea of home ownership accessible to many of our clients with the extra services your company provides.”
    — J. Mottashed, Alpine Mortgage Planning
  • “Province Mortgage Associates, Inc. has been with Partners Credit for over 5 years. In that time, we've found their innovative products and customer service to be #1 year after year. Thank you Partners Credit!”
    — C. Amaral, Province Mortgage Associates, Inc.
  • “Partners provides great service and our sales representative is very hands on.”
    — R. Ward, Pinnacle Capital Mortgage
  • “Our company loves using Partners Credit. The reports are easy to read and our requests are handled quickly and professionally.”
    — VP Consumer Direct Lending, Phoenix, AZ
  • “The customer service is always above and beyond our expectations! Thanks for all that you do!”
    — J. Mottashed, Alpine Mortgage Planning
  • “I appreciate how simple the invoices are and the fact that they have been customized with the detail I need.”
    — R. Ward, Pinnacle Capital Mortgage
  • “We switched to another credit company and we literally had people threaten to quit and we switched back within 30 days.”
    — VP Consumer Direct Lending, Phoenix, AZ

Direct link to the IRS – Verify your borrower’s actual income

The easiest and safest way to verify your borrower’s stated income is to compare to actual transcripts from IRS files. Utilizing the Partners Credit & Verification Solutions direct link with the IRS, you will electronically receive all requested years and transcript types quickly and efficiently. Simply upload your borrower’s signed 4506-T form and Partners will return up to 4 years of income within 1-2 days turnaround.

Our expert staff will help reduce undesirable and time consuming rejects from the IRS with thorough review of forms prior to delivery to the IRS.

Transcripts are returned immediately upon receipt from the IRS

Using Partners IncomeVerify will:

  • Prevent mortgage fraud
  • Find discrepancies income before funding
  • Help borrowers obtain lost income documentation
  • Comply with new lender and CFPB guidelines

Flexible ordering through your LOS, Partners website or Report Actions section of your borrower credit report.

Need to get a signed 4506-T from your borrower? Try our e-signature integrated form.

  • Faster turnaround from your borrower and the IRS
  • Emails request to sign directly to your borrower
  • No need to fax, scan or email
  • Regularly reminds borrower to complete the signing process
  • Sends signed form immediately back to you, Partners and the IRS upon signing
  • Prevents fraud by authenticating your borrower and creating a tamperproof form